Education Loan kaise le

Hi Friends,

Aaj hm es post me janege Education Loan kaise le ? Education loan kisko mil sakta hai ? Education loan lene ke liye kya – kya chahiye ? Education loan kaha se milega ? Dosto Education loan lene ke bare me bhut se log sochate hai ki Education loan kaise milega. Education loan lene ke liye kya kare. Education loan lene ke liye kya Proof hona chahiye es trhe ke bhut se Question aap ke mind me hoga. Agur aap ke Mind me es trhe ke question hai to aap ghbrae nhi mai aap ka es post me sare Question ke Answer dunga vo bhi bilkul Perfect. Bs aap es post ko suru se lekar last tk jarur padhe.

Dosto Padhai time to time bhut hi mhenga hote ja rha hai. Es trhe me ek garib ka ladhka padhne me ascha bhi hai to bhi vo nhi padhe pata kyo ki har ek chij ke liye paise chahiye. Aap dekhenge agur garib ka ladhka padhe bhi rha hai to vo kuch time baad vo Majduri karta milega. Bhut se garib bacho ka luck ascha hota hai or mehanti hote hai Jo apna padhai start rakhe rhete hai.

Dosto Agur koi Garib ka bacha aage bhi padhna chahta hai, To vo apne padhai ko jari rakhne ke liye bank se loan le sakta hai study base pe. Par aap ko Bank se loan lene se phele aap uske sare Rule ke bare me jaane ki vo kitna Tax lega. Sab kuche dekh kar hi aap loan le aaj kal india me bhut se bank hai. Jo loan provide kar sakte hai es liye jo bhi bank aap ko kam tax pe loan provide kare aap usi bank se loan le or sare Rule ko Read karne ke baad hi loan le. To Dosto Ab mai aap ko btaunga Education Loan kitne types ke hote hai.

Education Loan kitne Types ke hote hai ?

Dosto Education Loan 4Types ke hote hai.

1. Parents Loan:- Dosto Parents Loan vo loan hota hai. Jo Parents apne bacho ke Education ke liye Loan lete hai. Parents loan me jo bhi loan ke paise hote hai. Vo Parents ke name pe liya jata hai. Isme Students paise bhare ja na bhare Parents ko bharna padta hai. Jo bhi len-den hota hai vo Parents karte hai.  Jaise-Jaise Parents ke pass paise hote hai vo loan ke paise dete jate hai. Dosto iska matlab ye nhi ki aap ne Loan to le liya hai fir aap padhai bhi thik se n karo fir aap ke parents ko loan bharne me problem aayega. Aap padhai ke sath ek job bhi karle ta ki aap ke parents ko loan dene me problem n ho.

2. Under Graduate  loan:- Dosto Agur aap ne 12^th class pass kar liya hai, To fir aap Under Graduate loan le sakte hai. lekin ye loan aap khud hi vapus karna hota hai. Kyo ki ye loan Student ke liye hi milta hai. Es liye aap ko thik se padhai karna chahiye ta ki aap ko job mil sake or fir aap loan bhi bhar sake.

3. Career Education loan:- Career Education loan bhi provide hota hai.  Ye aap ko Career banane ke liye milta hai. Jaise koi ek Specific padhai career ko lekar.  Jaise Engineering, Doctor, Technology or ITI or kai Career course hote hai. jiske liye aap loan le sakte hai.

4. Graduate Loan:- Ye loan unke liye hai jo Graduate kar liye hai or Master degree karna chahte hai to aap ye loan Master degree Complete karne ke liye le sakte hai.

Education Loan lene ke liye kya-kya hona Chahiye ?

Education loan lene ke liye aap ko 12^th pass hona jaruri hai. iske ilawa or bhi proof hona jaruri hai. Jo ki aap ko niche Proof name provide kiya gya hai.

1. Age Proof

2. Marksheet

3. Bank Account

4. Passport Size Photo

5. Address Proff

6. Jo Course ke liye loan lena chahte hai us Course ka Details

7. Garented Income Report

Loan Processing Fees:- Loan Processing Fees vaise to koi bhi Bank Charges nhi karta hai. Agur koi aap se Education Loan pe Loan Processing Fees mangta hai to aap uske khilaf Report kar sakte hai.

Lekin Agur aap Loan ka bakaya Ruppes kisi or Bank me transfer karte hai, To fir sayad aap ka kuche Fees lge sakta hai Par iske bare me aap apne loan Bank wale se baat kare.

Education Loan ke Fayde, Benifit of Education Loan

Ek chij to aap jante hi honge ki Student Loan sabhi Student ke liye hai.

1. Education loan se garib bacho ko bhut help hotra hai. Vo padhe kar asche se job karke apna jindagi bna sakte hai.

2. Education loan aap ko bhut asani se mil jata hai ye nirbhar karta hai. Aap ke loan bank pe ki vo loan den eke liye kis chij ka demand karta hai.

3. Education Loan pe aap ko Jada Tax pay nhi karna padta hai.

4. Education loan ke jariye Student thik se padhai kar pata hai. Kyo ki use bank ka loan bhi chukana hota hai.

5. Sabse bada fayda Kuche bank me padhai khatam hone ke baad 5Years ka time milta hai Bank loan dene ka.

Loan lene se phele kin bato ka dhyan rakhe ?

Aap Education Loan lene se Phele Dekhe ki aap konse bank se loan le rhe hai. Aap kisi Asche Bank se hi loan le ta ki aap ko problem n ho. Aap jab bank loan lene jaye to apne sath ek asche person ko le jaye jo samajhdar ho jo loan ke bare me janta ho.

Agur aap koi es trhe ke Person ko jante hai.
Jo phele se Education loan liya ho to aap ke liye bhut ascha hoga vo fir apne Expirence ke sath aap ko loan dilva sakte hai.

Aap loan utna hi le jitne ka aap ko jarurat ho. Jarurat se jada ke liye loan n le nhi to aap ko bhut problem aa sakta hai.

Loan liye gye Rupess me se 1Year use hone wale Rupess ka Simple Interest hi dena padta hai. Lekin course khatam hone ke baad Repayment ka time suru hone ke 5Years ke andur ye Payment vapus karna hota hai.

Education loan ke liye kya College or Institute ke Status ko bhi dekha jata hai ?

Education Loan ke liye kai bank College or institute ke status ko bhi dekhta hai. Iske sath bank Aap ka or apke Ghar ka Income source ko bhi dekhta hai.

Loan ke liye Garanter ka jarurat hota hai ?

Agur aap 4Lakhs ke andur me loan lete hai to aap ko koi Garanter ka jarurat nhi hota hai. Agur aap ise jada ka loan lena chahte hai, to aap ko garanter ka jarurat hota hai.

Ok Friends umid karta hu aap ko Education Loan kaise le ? Education loan kise mil sakta hai ? Education loan lene ke liye kya-kya chahiye ? Education loan kaha se milega ? or bhi bhut se Question ka Answer hamne es post me jana hai. Agur Aap ko ise post se Related koi bhi Problem ho ya aap ka koi Question hoto aap Comment jarur kare mai aap ka jarur help karunga. Agur aap ke liye ye post fayde mand rha hoto es post share jarur kare. Hmare Social Media Network ko like, Share or Join jarur kare.

Ye Bhi Padhe.
* Cheque Bounce hone par kya kare
* खुद का पेट्रोल पंप कैसे खोले
* Company se salary n mile to kya kare
* Punjab Me Electricity Bill Kaise Pay Kare